I changed the layout, whew! I'm afraid the colours are a bit too Valentine's Day-ish though! Maybe I'll change it to a nice spring blue or something. :) The Important part is that I sifted through all that coding to figure everything out!
The template was created by Deluxe Templates, and the banner and colors were all put in my meee. I don't know enough about code to do one myself, but I can understand enough to modify an existing template.